Merchant Warehouse, a provider of merchant accounts and credit card processing solutions, announced its first mobile application for the Apple iPhone and iPod Touch, currently available on iTunes and at the Apple App Store.

MerchantWARE Mobile is a point of sale application that allows merchants to run credit and debit transactions in real time. A merchant only needs to install the application on their device, and have a merchant account and a connection to Wi-Fi, Edge or a 3G network. MerchantWARE Mobile is free, has no gateway fees, and does not require an expensive third party license. The solution is ideal for the mobile workforce where convenience and low costs are a necessity.

"We're always looking to be one step ahead of our customers' needs. We saw an opportunity to help smaller mobile merchants who want the security and functionality to process transactions without having to invest in expensive, dedicated wireless terminals," said Henry Helgeson, president and co-CEO of Merchant Warehouse. "We believe MerchantWARE mobile will provide these merchants with the tools they need to help grow their businesses."

 
In the past, mobile workers such as contractors, insurance agents or tradeshow vendors would accept payments by check, cash or handwrite the credit card information and then later process the card back in their office. These payment options are time consuming, un-secure, and expose merchants to the risk of bad checks and declined credit cards. MerchantWARE Mobile addresses these concerns with secure and immediate processing of transactions -- saving merchants valuable time and money.

With security breaches being a top concern for merchants and consumers, MerchantWARE Mobile eliminates worry as all customer information is encrypted and sent over a secure SSL connection. Additionally, all data is stored on Merchant Warehouse's secure servers, not the merchant's mobile device.

MerchantWARE Mobile features include:

-- Easy to run secure credit card transaction, including sales, refunds and voids.

-- Encrypted and secure SSL connections for safely transmitting customer information.

-- Reporting capabilities including, transaction summaries, totals by card type and date and transaction details.

-- Automatic end of day batch processing to avoid hassles and downgraded transactions.

-- Access to the MerchantWARE Virtual Terminal enabling users to process transactions through the same merchant account from any web connected computer.